by the house through a mortgage yes it
is that's right in fact sister you know
um this issue of
interest
um it is one of the major crimes in
Islam um it is the only crime that
almighty God has announced war against
so it means that the people that that
take interest and give interest and
write the contracts for interest they
have themselves made a proclamation of
war against God now if you're innocent
and you don't know this you're not
responsible because you didn't know but
let me give you the the principle behind
it
interest was created by was a conspiracy
that was created by a group of people
that allowed a small group of people to
wind up owning the properties of people
for
nothing and after that to not only own
their properties but to wind up owning
and controlling the lives of even their
children and their grandchildren for
nothing it's a conspiracy and this
conspiracy goes so far that through
interests different
countries wind up in a situation what
they call International debt you've
heard of foreign debt so that countries
are given money and they can't pay that
money back and so what happens the
people or the banks who have already
been paid that money another group of
people go there and take over the
natural resources of that country rule
that country run that country for
hundreds of years on the basis of what a
debt that started out and built up
interest for instance imagine a country
borrowing 10 million and there being a
22% compounded interest on that every
year so you don't have to be a genius to
find to understand that in in a matter
of 20 years that 10 million why up to be
230 million and it's still not paid what
do they do they go and they start a
civil war to make sure that people that
are in place to begin paying that debt
and so imagine this not in one place but
all over the world third world countries
undeveloped countries who into these
situations of debt and they wind up
remaining in poverty and remaining under
disease and other things through what
banks conspiracies that introduced this
issue of Interest now to bring it home
to you and I what does it mean I buy a
house I'm a simple person a hardworking
person me and my wife are both working
very hard we buy a house for
70,000 or let's say here in Australia
let's put it a different way let's say
it's 150,000 so we buy a home for
150,000 and we're very sincere and
there's a 19% interest attached to that
which means that over a period of
30-year 30e mortgage or 20e mortgage I
wind up paying for that house if I if I
live
if I continue my job if I'm employed
over a period of 20 to 30 years for
$150,000 house I wind up paying at least
280,000 for that same house the the
worst thing about it I must pay off the
interest before I pay the principal you
see what happens so it means that for
the first 15 years I'm paying off what
principle I mean interest and suppose I
lose my job I lose my job my wife loses
her job I get sick she gets sick what
happens come and take your house they
come and take the house from me is right
even though I paid off 150,000 160,000
they take the house from me so that 15
60,000 was for nothing isn't it right
then what do they do with the house they
sell it for they resell the house for
more than what it was worth and give
somebody else another mortgage for the
house at maybe 220,000 and it just keeps
on going so this shows you that this
crime is worse than slaughter it's worse
because it kills the spirit of people
their Investments their generations and
so the people who are engaged in that
conspiracy they have entered a war
against God because it amounts to
Injustice and oppression so for us
Muslims God made it clear to us we don't
write the contracts we don't enter the
contracts and when we know about it we
try to find a way to get out of it now
you're innocent you didn't know now I
would think that your husband being a
Muslim he should have understood this
but maybe because he wasn't mindful or
practicing I mean Allah knows best so
sometime we in a situation we say well
we ain't got no choice we have to do
that no we don't have to do that I could
live in a house that I'm renting and be
just as comfortable although I don't own
anything but at least I'm not at war
with God so my suggestion sister is that
you go to a
Muslim Financial person who can help you
and your husband to back out of this
situation with the least amount of
complications but make the commitment to
do so and then after that sis buy what
you can
afford live in a house that you rent and
be satisfied with that because everybody
to nowadays cannot afford to just buy a
piece of property and nowadays buying a
piece of property or renting a piece of
property doesn't necessarily give you
any more security
thinking about your children is okay
what you do is what you do sis is that
first think about your relationship with
God before you think about the security
of your children because even in
thinking about the children this is how
we get trapped even with this insurance
thing somebody comes and knocks on your
door and ask you do you have insurance
don't they you say no they said well
listen all you got to do is pay $23 $23
a month I mean it's nothing and in case
you die your children are going to get
$50,000 so because you're thinking about
your children what do you do you wind up
saying yes so you pay $23 a month how
much is that a
year about $600 $600 a year isn't it and
what do you get for it if you don't die
you don't get nothing for it so in 10
years how much is that that's 6,000
isn't it now think about 100,000 people
that are paying the same
premium for 10 years times 6 how much is
that
see you see the kind of money 60 million
that these insurance companies are
making these big big buildings probably
the biggest buildings in
Sydney and they never lose why because
they're stealing they're robbing they're
the biggest Pirates so in Islam Allah
warned us about it and so most Muslims
avoid interest at all costs now there
are certain parts of the way we live in
life that sometimes is almost
unavoidable because they got so many
traps that one of the little traps going
to get you like you know you got the
credit card and you are intending to pay
but you missed that payment so they get
you on that you know or you go to the
hospital and there's a little Bill there
you didn't pay it to get you on that or
the student loan they get you on that so
they got so much stuff hooked up but the
direct things avoid it that's the best
thing I can tell you that's not interest
if if I if you give me 10,000 to invest
in my business for you and I say to you
that I'm going to share the profits with
you then also you should know that I'm
also sharing the liabilities with you if
I lose money what happens you going to
lose some too right if I make money
you're going to make some this is called
M this is called
business subject GST that what is GST G
government
services that's another issue that's
that's another issue look what I want to
say is that whatever you're forced to do
is a different issue but business is
business and interest is something else
now people try to make interest seem
like it's business but it's not business
it's robbing it's stealing it's exploit
exploitation at the highest most
sophisticated level and it used to be
against the law in all religions it used
to be against the law in Australia it
used to be against the law in Great
Britain it used to be against the law in
America until the financial Wizards
companies Bankers overpower the
governments and now all of a sudden it's
a big business so all I can say just
avoid it that's another subject